Is Pepperstone a Scam? Regulation Check 2026
We ran Pepperstone through the kitchen inspection, looking up its licence in the official FCA register. Here is what the paperwork says.
Verdict
Pepperstone is NOT a scam. It cooks under FCA licence 684312, which clears it to serve trading in United Kingdom.
How to verify on the official register
| Regulator | FCA FCA Financial Conduct Authority (FCA) |
| Licence Number | 684312 |
| Regulated Entity | Pepperstone Ltd |
| Founded | 2010 |
What the FCA seal buys you
A FCA-regulated kitchen has to keep client money in its own segregated pot, offer negative balance protection, and open its books to independent audits. If something goes wrong, you can take your complaint straight to FCA.
What the FCA seal puts on your plate
- Your money kept in a segregated pot, walled off from Pepperstone's own capital
- Negative balance protection, so you can never lose more than you put on the table
- A direct line to FCA for complaints if Pepperstone will not put things right
- Regular independent audits of Pepperstone's books under FCA oversight
Frequently Asked Questions
Is Pepperstone a scam or legitimate?
Pepperstone is NOT a scam. It is authorised by FCA, one of the most respected inspectors in the business, and the authorisation is publicly verifiable on the official FCA register.
How do I check Pepperstone's FCA licence?
Open the official FCA website and use the public register search. Search the entity name; the entry will confirm Pepperstone's authorisation status and exactly what it is cleared to serve.
Are my funds safe with Pepperstone?
As a FCA-regulated kitchen, Pepperstone must keep every client's money in its own segregated pot, walled off from the firm's own funds. That shields your deposit even if Pepperstone runs into trouble.
What protection do I have as a Pepperstone client in United Kingdom?
In United Kingdom, Pepperstone sits under FCA supervision, so you get: segregated client money, negative balance protection (you can never lose more than is on the table), and the right to take a complaint straight to FCA.
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