Is Pepperstone a Scam? Regulation Check 2026

We ran Pepperstone through the kitchen inspection, looking up its licence in the official CySEC register. Here is what the paperwork says.

Verdict

Pepperstone is NOT a scam. It cooks under CySEC licence 388/20, which clears it to serve trading in Finland.

How to verify on the official register

RegulatorCySEC CySEC
Cyprus Securities and Exchange Commission (CySEC)
Licence Number388/20
Regulated EntityPepperstone EU Ltd
Founded2010

What the CySEC seal buys you

A CySEC-regulated kitchen has to keep client money in its own segregated pot, offer negative balance protection, and open its books to independent audits. If something goes wrong, you can take your complaint straight to CySEC.

What the CySEC seal puts on your plate

  • Your money kept in a segregated pot, walled off from Pepperstone's own capital
  • Negative balance protection, so you can never lose more than you put on the table
  • A direct line to CySEC for complaints if Pepperstone will not put things right
  • Regular independent audits of Pepperstone's books under CySEC oversight

Frequently Asked Questions

Is Pepperstone a scam or legitimate?

Pepperstone is NOT a scam. It is authorised by CySEC, one of the most respected inspectors in the business, and the authorisation is publicly verifiable on the official CySEC register.

How do I check Pepperstone's CySEC licence?

Open the official CySEC website and use the public register search. Search the entity name; the entry will confirm Pepperstone's authorisation status and exactly what it is cleared to serve.

Are my funds safe with Pepperstone?

As a CySEC-regulated kitchen, Pepperstone must keep every client's money in its own segregated pot, walled off from the firm's own funds. That shields your deposit even if Pepperstone runs into trouble.

What protection do I have as a Pepperstone client in Finland?

In Finland, Pepperstone sits under CySEC supervision, so you get: segregated client money, negative balance protection (you can never lose more than is on the table), and the right to take a complaint straight to CySEC.

75.9% of retail investor accounts lose money when trading CFDs with Pepperstone.

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