DEGIRO Review 2026
The full DEGIRO write-up for Ireland traders: the kitchen inspection, the ingredient costs, the bill, and our straight verdict.
Regulation in Ireland
| Regulator | AFM, AFM |
| Licence Number | 12060 |
| Regulated Entity | DEGIRO B.V. |
| Max Leverage (Forex) | 1:30 |
| Minimum Deposit | $0 |
| EUR/USD Spread | From 2 pips |
| Instruments | 50,000+ |
| Platforms | DEGIRO Platform, DEGIRO App |
| Copy Trading | ✗ |
| Real Stocks | ✓ |
| Inactivity fee | No inactivity fee |
Verdict
Cooks under AFM (licence 12060). Cover charge $0. In Ireland, forex leverage is capped at 1:30.
About DEGIRO
DEGIRO opened its doors in 2008 out of a kitchen in Amsterdam, Netherlands. Its menu runs to 50,000 tradeable instruments, forex pairs alongside CFDs on stocks, indices and commodities. It holds licences across several jurisdictions, with the head licence carried by DEGIRO B.V. under AFM.
In Ireland, DEGIRO serves as DEGIRO B.V., cleared by AFM under licence number 12060. Under AFM house rules, Ireland traders are poured no more than 1:30 leverage on forex pairs.
Trading Platforms
Pros
- AFM regulated, licence 12060
- 50,000+ instruments to trade
- Negative balance protection in Ireland
- Platforms: DEGIRO Platform, DEGIRO App
- Real stock ownership (not CFD)
- Founded in 2008 (18 years operating)
- 50,000+ instruments, one of the widest menus reviewed
Cons
- No inactivity fee
- 76% of retail clients burn their fingers
- CFDs only, you trade the price, you never own the dish
Frequently Asked Questions
Is DEGIRO regulated?
Yes. DEGIRO is authorised by AFM, issued to the entity DEGIRO B.V., an authorisation you can look up for yourself on the official AFM public register.
What is the minimum deposit for DEGIRO in Ireland?
The cover charge is $0, the smallest amount Ireland traders need to open a live account with DEGIRO under AFM rules.
What leverage does DEGIRO offer in Ireland?
In Ireland, AFM rules cap DEGIRO at 1:30 on forex pairs. A larger pour is sometimes available through offshore-regulated entities, with thinner protection to match.
Is DEGIRO safe to trade with?
The kitchen passes inspection: DEGIRO cooks under AFM. A tier-1 regulator insists on segregated client money, negative balance protection and independent audits, while lighter offshore regimes offer weaker cover and often no compensation scheme. That does not make trading risk-free, so check which entity holds your account and what protections actually apply before you deposit.
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