XTB vs FP Markets 2026
Two licensed kitchens. Which table you take comes down to how you trade.
Pull up a chair at XTB if you value lower minimum deposit (None vs $100). FP Markets plates up better for anyone who leans on tighter spreads, more instruments (10,000 vs 5,800), no inactivity fee.
The two menus, side by side
| XTB | FP Markets | |
|---|---|---|
| Primary regulator | FCA 522157 | ASIC 286354 |
| Regulation tier | tier-1 | tier-1 |
| Min deposit | None | $100 |
| EUR/USD spread | 0.1 pips | From 0.0 pips (ECN) |
| Instruments | 5,800+ | 10,000+ |
| MetaTrader | Yes (MT4+MT5) | Yes (MT4+MT5) |
| Copy trading | No | No |
| Real stocks | Yes | Yes |
| Inactivity fee | $10/mo after 12mo | None |
| Founded | 2002 | 2005 |
| Headquarters | Warsaw, Poland | Sydney, Australia |
The kitchen inspection: XTB vs FP Markets
XTB is regulated by FCA under licence 522157 (XTB Ltd). The FCA is a tier-1 regulator. Client funds are held in segregated accounts and negative balance protection applies.
FP Markets is regulated by ASIC under licence 286354 (First Prudential Markets Pty Ltd). The ASIC is a tier-1 regulator. Client funds are held in segregated accounts and negative balance protection applies.
Both brokers are regulated by tier-1 authorities. Neither has a significant regulatory advantage over the other.
Ingredient costs and the bill
XTB's EUR/USD spread is 0.1 pips. FP Markets's EUR/USD spread is From 0.0 pips (ECN). FP Markets offers tighter spreads on this pair.
XTB charges an inactivity fee of $10/month after 12 months without trading. FP Markets does not charge an inactivity fee.
Platforms and tools
Both XTB and FP Markets support MetaTrader 4 and 5, so algorithmic traders and EA users can use either.
Neither broker offers copy trading.
The cover charge
XTB requires a minimum deposit of None. FP Markets requires $100. XTB has the lower barrier to entry. Traders who want to start with less capital should consider XTB.
Note that minimum deposits can vary by account type and by which regulatory entity serves your country. Some offshore entities allow lower deposits than the tier-1 entity.
Which is better for beginners?
XTB also has the lower minimum deposit of None, making it easier to start with a small amount. Both platforms are accessible to new traders, though neither is specifically designed as a beginner-only broker.
Which is better for experienced traders?
Both XTB and FP Markets support MetaTrader, so experienced traders can use either without restriction. FP Markets's tighter spreads (From 0.0 pips (ECN)) make it better for high-frequency and scalping strategies. FP Markets offers more instruments (10,000) for portfolio diversification.
The verdict: XTB vs FP Markets
Book a table at XTB if what you are after is lower minimum deposit (None vs $100). Its FCA licence (522157) brings the full weight of a tier-1 seal.
Go with FP Markets if you want tighter spreads, more instruments (10,000 vs 5,800), no inactivity fee. Its ASIC licence (286354) means solid tier-1 protection.
Neither kitchen is a bad one; both hold real licences. In the end it is your own trading appetite that picks the table.
Frequently asked questions
XTB vs FP Markets: which is better?
XTB is better for lower minimum deposit (None vs $100). FP Markets is better for tighter spreads, more instruments (10,000 vs 5,800), no inactivity fee. If regulation quality is your priority, both have comparable regulation.
Is XTB or FP Markets safer?
Both XTB (FCA 522157) and FP Markets (ASIC 286354) are regulated by tier-1 authorities. Both segregate client funds.
What is the minimum deposit for XTB and FP Markets?
XTB minimum deposit: None. FP Markets minimum deposit: $100. Minimums vary by entity and account type.
Do XTB and FP Markets have MetaTrader?
Yes, both support MetaTrader 4 and MT5.