OANDA vs IG Group 2026

Two licensed kitchens. Which table you take comes down to how you trade.

Pull up a chair at OANDA if you value specific use cases detailed below. IG Group plates up better for anyone who leans on tighter spreads, real stock ownership, more instruments (17,000 vs 300).

The two menus, side by side

OANDAIG Group
Primary regulatorFCA 542574FCA 195355
Regulation tiertier-1tier-1
Min depositNoneNone
EUR/USD spread1.2 pips0.6 pips
Instruments300+17,000+
MetaTraderYes (MT4+MT5)Yes (MT4+MT5)
Copy tradingNoNo
Real stocksNo, CFDs onlyYes
Inactivity fee$10/mo after 12mo$12/mo after 2mo
Founded19961974
HeadquartersNew York, USALondon, UK

The kitchen inspection: OANDA vs IG Group

OANDA is regulated by FCA under licence 542574 (OANDA Europe Ltd). The FCA is a tier-1 regulator. Client funds are held in segregated accounts and negative balance protection applies.

IG Group is regulated by FCA under licence 195355 (IG Markets Ltd). The FCA is a tier-1 regulator. Client funds are held in segregated accounts and negative balance protection applies.

Both brokers are regulated by tier-1 authorities. Neither has a significant regulatory advantage over the other.

Ingredient costs and the bill

OANDA's EUR/USD spread is 1.2 pips. IG Group's EUR/USD spread is 0.6 pips. IG Group offers tighter spreads on this pair.

OANDA charges an inactivity fee of $10/month after 12 months without trading. IG Group charges an inactivity fee of $12/month after 2 months.

Platforms and tools

Both OANDA and IG Group support MetaTrader 4 and 5, so algorithmic traders and EA users can use either.

Neither broker offers copy trading.

The cover charge

OANDA requires a minimum deposit of None. IG Group requires None. Both require the same initial deposit.

Note that minimum deposits can vary by account type and by which regulatory entity serves your country. Some offshore entities allow lower deposits than the tier-1 entity.

Which is better for beginners?

Both platforms are accessible to new traders, though neither is specifically designed as a beginner-only broker.

Which is better for experienced traders?

Both OANDA and IG Group support MetaTrader, so experienced traders can use either without restriction. IG Group's tighter spreads (0.6 pips) make it better for high-frequency and scalping strategies. IG Group offers more instruments (17,000) for portfolio diversification.

The verdict: OANDA vs IG Group

Book a table at OANDA if what you are after is specific use cases detailed below. Its FCA licence (542574) brings the full weight of a tier-1 seal.

Go with IG Group if you want tighter spreads, real stock ownership, more instruments (17,000 vs 300). Its FCA licence (195355) means solid tier-1 protection.

Neither kitchen is a bad one; both hold real licences. In the end it is your own trading appetite that picks the table.

Frequently asked questions

OANDA vs IG Group: which is better?

OANDA is better for specific use cases detailed below. IG Group is better for tighter spreads, real stock ownership, more instruments (17,000 vs 300). If regulation quality is your priority, both have comparable regulation.

Is OANDA or IG Group safer?

Both OANDA (FCA 542574) and IG Group (FCA 195355) are regulated by tier-1 authorities. Both segregate client funds.

What is the minimum deposit for OANDA and IG Group?

OANDA minimum deposit: None. IG Group minimum deposit: None. Minimums vary by entity and account type.

Do OANDA and IG Group have MetaTrader?

Yes, both support MetaTrader 4 and MT5.

72% of retail investor accounts lose money when trading CFDs with OANDA. 69% lose money with IG Group. CFD trading involves significant risk. This is not investment advice.