eToro vs FXTM 2026

Two licensed kitchens. Which table you take comes down to how you trade.

Pull up a chair at eToro if you value real stock ownership, more instruments (3,000 vs 1,000). FXTM plates up better for anyone who leans on tighter spreads, lower minimum deposit ($10 vs $50), MetaTrader support.

The two menus, side by side

eToroFXTM
Primary regulatorFCA 583263CySEC 185/12
Regulation tiertier-1tier-1
Min deposit$50$10
EUR/USD spread1 pips0.1 pips
Instruments3,000+1,000+
MetaTraderNoYes (MT4+MT5)
Copy tradingYesYes
Real stocksYesNo, CFDs only
Inactivity fee$10/mo after 12mo$5/mo after 6mo
Founded20072011
HeadquartersTel Aviv, IsraelLimassol, Cyprus

The kitchen inspection: eToro vs FXTM

eToro is regulated by FCA under licence 583263 (eToro (UK) Ltd). The FCA is a tier-1 regulator. Client funds are held in segregated accounts and negative balance protection applies.

FXTM is regulated by CySEC under licence 185/12 (Forextime Ltd). The CySEC is a tier-1 regulator. Client funds are held in segregated accounts and negative balance protection applies.

Both brokers are regulated by tier-1 authorities. Neither has a significant regulatory advantage over the other.

Ingredient costs and the bill

eToro's EUR/USD spread is 1 pips. FXTM's EUR/USD spread is 0.1 pips. FXTM offers tighter spreads on this pair.

eToro charges an inactivity fee of $10/month after 12 months without trading. FXTM charges an inactivity fee of $5/month after 6 months.

Platforms and tools

FXTM supports MetaTrader. eToro uses a proprietary platform only, traders who need MT4/MT5 for automated strategies should choose FXTM.

Both brokers offer copy trading.

The cover charge

eToro requires a minimum deposit of $50. FXTM requires $10. FXTM has the lower barrier to entry.

Note that minimum deposits can vary by account type and by which regulatory entity serves your country. Some offshore entities allow lower deposits than the tier-1 entity.

Which is better for beginners?

FXTM also has the lower minimum deposit of $10. Both platforms are accessible to new traders, though neither is specifically designed as a beginner-only broker.

Which is better for experienced traders?

FXTM is better for experienced traders who need MetaTrader. FXTM's tighter spreads (0.1 pips) make it better for high-frequency and scalping strategies. eToro offers more instruments (3,000) for portfolio diversification.

The verdict: eToro vs FXTM

Book a table at eToro if what you are after is real stock ownership, more instruments (3,000 vs 1,000). Its FCA licence (583263) brings the full weight of a tier-1 seal.

Go with FXTM if you want tighter spreads, lower minimum deposit ($10 vs $50), MetaTrader support. Its CySEC licence (185/12) means solid tier-1 protection.

Neither kitchen is a bad one; both hold real licences. In the end it is your own trading appetite that picks the table.

Frequently asked questions

eToro vs FXTM: which is better?

eToro is better for real stock ownership, more instruments (3,000 vs 1,000). FXTM is better for tighter spreads, lower minimum deposit ($10 vs $50), MetaTrader support. If regulation quality is your priority, both have comparable regulation.

Is eToro or FXTM safer?

Both eToro (FCA 583263) and FXTM (CySEC 185/12) are regulated by tier-1 authorities. Both segregate client funds.

What is the minimum deposit for eToro and FXTM?

eToro minimum deposit: $50. FXTM minimum deposit: $10. Minimums vary by entity and account type.

Do eToro and FXTM have MetaTrader?

FXTM supports MT4 and MT5. eToro does not offer MetaTrader.

51% of retail investor accounts lose money when trading CFDs with eToro. 73% lose money with FXTM. CFD trading involves significant risk. This is not investment advice.