Capital.com vs Swissquote 2026
Two licensed kitchens. Which table you take comes down to how you trade.
Pull up a chair at Capital.com if you value tighter spreads, lower minimum deposit ($20 vs $1000), no inactivity fee. Swissquote plates up better for anyone who leans on real stock ownership, more instruments (3,000,000 vs 6,800).
The two menus, side by side
| Capital.com | Swissquote | |
|---|---|---|
| Primary regulator | FCA 793714 | FCA 562379 |
| Regulation tier | tier-1 | tier-1 |
| Min deposit | $20 | $1000 |
| EUR/USD spread | 0.6 pips | 1.3 pips |
| Instruments | 6,800+ | 3,000,000+ |
| MetaTrader | Yes (MT4+MT5) | Yes (MT4+MT5) |
| Copy trading | No | No |
| Real stocks | No, CFDs only | Yes |
| Inactivity fee | None | $10/mo after 12mo |
| Founded | 2016 | 1996 |
| Headquarters | London, UK | Gland, Switzerland |
The kitchen inspection: Capital.com vs Swissquote
Capital.com is regulated by FCA under licence 793714 (Capital Com (UK) Ltd). The FCA is a tier-1 regulator. Client funds are held in segregated accounts and negative balance protection applies.
Swissquote is regulated by FCA under licence 562379 (Swissquote UK Ltd). The FCA is a tier-1 regulator. Client funds are held in segregated accounts and negative balance protection applies.
Both brokers are regulated by tier-1 authorities. Neither has a significant regulatory advantage over the other.
Ingredient costs and the bill
Capital.com's EUR/USD spread is 0.6 pips. Swissquote's EUR/USD spread is 1.3 pips. Capital.com offers tighter spreads on this pair.
Capital.com does not charge an inactivity fee. Swissquote charges an inactivity fee of $10/month after 12 months.
Platforms and tools
Both Capital.com and Swissquote support MetaTrader 4 and 5, so algorithmic traders and EA users can use either.
Neither broker offers copy trading.
The cover charge
Capital.com requires a minimum deposit of $20. Swissquote requires $1000. Capital.com has the lower barrier to entry. Traders who want to start with less capital should consider Capital.com.
Note that minimum deposits can vary by account type and by which regulatory entity serves your country. Some offshore entities allow lower deposits than the tier-1 entity.
Which is better for beginners?
Capital.com also has the lower minimum deposit of $20, making it easier to start with a small amount. Both platforms are accessible to new traders, though neither is specifically designed as a beginner-only broker.
Which is better for experienced traders?
Both Capital.com and Swissquote support MetaTrader, so experienced traders can use either without restriction. Capital.com's tighter spreads (0.6 pips) make it better for high-frequency and scalping strategies. Swissquote offers more instruments (3,000,000) for portfolio diversification.
The verdict: Capital.com vs Swissquote
Book a table at Capital.com if what you are after is tighter spreads, lower minimum deposit ($20 vs $1000), no inactivity fee. Its FCA licence (793714) brings the full weight of a tier-1 seal.
Go with Swissquote if you want real stock ownership, more instruments (3,000,000 vs 6,800). Its FCA licence (562379) means solid tier-1 protection.
Neither kitchen is a bad one; both hold real licences. In the end it is your own trading appetite that picks the table.
Frequently asked questions
Capital.com vs Swissquote: which is better?
Capital.com is better for tighter spreads, lower minimum deposit ($20 vs $1000), no inactivity fee. Swissquote is better for real stock ownership, more instruments (3,000,000 vs 6,800). If regulation quality is your priority, both have comparable regulation.
Is Capital.com or Swissquote safer?
Both Capital.com (FCA 793714) and Swissquote (FCA 562379) are regulated by tier-1 authorities. Both segregate client funds.
What is the minimum deposit for Capital.com and Swissquote?
Capital.com minimum deposit: $20. Swissquote minimum deposit: $1000. Minimums vary by entity and account type.
Do Capital.com and Swissquote have MetaTrader?
Yes, both support MetaTrader 4 and MT5.