ICM Capital Review 2026

Open ICM Capital Account → 64% of retail investor accounts lose money when trading CFDs with ICM Capital.
4.0 / 5

A licensed kitchen with real, checkable paperwork.

ICM Capital opened its doors in 2009 and cooks as a regulated CFD broker, carrying FCA licence 520965.

What's on the menu

ICM Capital has been serving since 2009, with the kitchen based in London, UK. The firm is privately held. The order book runs deep: 250 CFD instruments spanning forex, indices, commodities and crypto. Everything here is a contract for difference, so you are trading the price move, not owning the underlying dish.

MetaTrader comes plated on every account type. There is no copy-trading option here.

Founded2009
HeadquartersLondon, UK
Instruments250+
PlatformsMT4, MT5
MetaTraderYes, MT4 and MT5
Copy tradingNo
Real stocksNo, CFDs only

Kitchen inspection: is ICM Capital safe?

FCA-regulated brokers must keep client funds in accounts segregated from company funds, provide negative balance protection, and contribute to the Financial Services Compensation Scheme (FSCS), which covers up to £85,000 per client if the broker becomes insolvent.

RegulatorLicenceEntity
FCA520965 ✓ICM Capital Ltd
FSASD081 ✓ICM Capital (Seychelles) Ltd

Want to inspect the kitchen yourself? Pull up register.fca.org.uk and look up the FCA licence. The listing lays out the entity name, its authorisation status and the full list of what it is cleared to do. A minute, tops.

Ready to open an account?

ICM Capital - FCA regulated, min deposit $200, 250+ instruments.

Start Trading at ICM Capital →

Ingredient costs: ICM Capital spreads

Here is what the raw ingredients cost on a standard ICM Capital account. Spreads breathe with the market and with your account tier; step up to an ECN or raw-spread table and the spread shrinks, but a per-trade commission joins the bill.

EUR/USD0.8 pips pips
GBP/USD1.1 pips pips
USD/JPY0.9 pips pips
Gold (XAU/USD)23c/oz
S&P 5000.5pt

That EUR/USD figure of 0.8 pips pips is a fair price to pay on a commission-free account.

The bill: ICM Capital withdrawal fee and timing

Cost to take money out: None. ICM Capital does not charge deposit or withdrawal fees. Your payment provider may apply their own transfer fees.

How long it takes: 1 to 3 business days. E-wallet and card withdrawals are typically faster than bank wire transfers.

No cash leaves the till until your identity checks out. If your proof of ID and address are not yet filed and cleared, the payout waits; once you are fully verified, cash-outs follow the timings shown above.

The cover charge by entity

The opening deposit at ICM Capital depends on which entity seats your country. Offshore branches tend to set a smaller cover charge, but you dine with a thinner layer of regulatory protection.

EntityRegulatorMin depositMax leverage (forex)
ICM Capital LtdFCA 520965$2001:30
ICM Capital (Seychelles) LtdFSA SD081$2001:500

ICM Capital vs IC Markets

ICM CapitalIC Markets
Primary regulatorFCA 520965ASIC 335692
Min deposit$200$200
EUR/USD spread0.8 pips pips0.8 (std) / 0.02 (raw) pips
MetaTraderYesYes
Instruments250+2,250+
Copy tradingNoNo
Withdrawal feeNoneNone

Both kitchens hold real licences, so neither is a bad table. Pull up a chair at ICM Capital if you value MetaTrader and running algorithms. IC Markets plates up better for anyone who leans on leaner spreads.

The licences, line by line

FCA520965, ICM Capital Ltd
FSASD081, ICM Capital (Seychelles) Ltd

Under ESMA house rules, retail traders in the EU and UK are served leverage no higher than 1:30 on the major forex pairs. The offshore entity will pour up to 1:500, but that comes with a lighter seal of protection.

What tastes good, what leaves a bad aftertaste

Cooked well

  • FCA regulated, ICM Capital Ltd
  • MetaTrader 4 and 5 available

Sent back

  • No copy trading
  • No real stock ownership, CFDs only
  • Inactivity fee: $20/month after 3 months
  • Higher minimum deposit of $200
  • High leverage only via offshore entity

Compare ICM Capital before you commit

4.0/5 rating - FCA regulated - min deposit $200

Visit ICM Capital →

The verdict

Nothing on the plate here is fake: ICM Capital is a genuine, regulated broker, and FCA licence 520965 checks out on the public register. The table is set best for traders who want MetaTrader served on a regulated platform. We rate it 4.0 out of 5.

Other tables worth a look

If ICM Capital is not quite to your taste, these regulated kitchens are worth comparing:

XM
CySEC regulated · Min $5
Read review →
IC Markets
ASIC regulated · Min $200
Read review →
Pepperstone
FCA regulated · Min None
Read review →

Frequently asked questions

Is ICM Capital safe?

FCA-regulated brokers must keep client funds in accounts segregated from company funds, provide negative balance protection, and contribute to the Financial Services Compensation Scheme (FSCS), which covers up to £85,000 per client if the broker becomes insolvent. The kitchen holds FCA licence 520965, and you can confirm it for yourself on the official register.

What is the ICM Capital minimum deposit?

The cover charge is $200 at the main regulated entity. Offshore branches may plate it differently, so check the entity table above for the full spread.

What is the ICM Capital EUR/USD spread?

On a standard ICM Capital account the EUR/USD ingredient runs about 0.8 pips pips. It moves with the market; an ECN or raw table trims the spread in exchange for a per-trade commission.

How long does ICM Capital take to process withdrawals?

1 to 3 business days. E-wallet and card withdrawals are typically faster than bank wire transfers.

Does ICM Capital charge withdrawal fees?

None. ICM Capital does not charge deposit or withdrawal fees. Your payment provider may apply their own transfer fees.

Does ICM Capital have MetaTrader?

Yes. Both MT4 and MT5 are on the menu across every account type, so automated strategies, custom indicators and expert advisors are all on the table.

64% of retail investor accounts lose money when trading CFDs with ICM Capital. CFDs are complex instruments. Consider whether you can afford the high risk of losing your money.